Senior Treasury Manager, Enterprise Capital Management, Regulatory Governance

Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Finance

Pay Details:
$108,800 - $163,200 CAD

This role is eligible for a discretionary variable compensation award that considers business and individual performance.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Job Description / Accountabilities:
Reporting to the AVP, Enterprise Capital Management, the Senior Manager will primarily be responsible for oversight of the regulatory capital interpretation framework and associated governance requirements. The main responsibilities will include the following:

• Lead the interpretation of pending/new and existing regulatory capital rules, as it relates to all lines of business and products, in accordance with OSFI Capital Adequacy (CAR) guidelines.
• Maintain the Bank's capital interpretation framework. Set standards for governance, ensuring appropriate frequency of review, internal socialization and consistency in application across all areas of the Bank.
• Develop and maintain an inventory of capital interpretive matters, ensuring that interpretations are logged and traced through to implementation.
• Oversee the ongoing documentation and review of the Bank's inventory of capital interpretations and assumptions.
• Develop strong relationships and ensure appropriate stakeholders and subject matter experts are engaged across Business, Risk, Legal and Finance teams on capital interpretive matters, as appropriate.
• Ensure appropriate effective challenge on interpretations is achieved.
• Lead discussions with the regulator on capital rule clarifications as required
• Manage the internal governance process for new or changing capital interpretations and assumptions
• Stay abreast with regulatory capital developments in Canada and other major jurisdictions
• Maintain a good understanding both of the financial markets in general and the various products and strategies employed by the Bank.

Department Overview

The Treasury and Balance Sheet Management (TBSM) department of TD Bank is responsible for overseeing the management of TD's consolidated non-trading market risk, funds transfer pricing measurement framework, funding strategies and liquidity risk, and capital position.

Enterprise Capital Management (ECM), within TBSM, is responsible for managing the bank's capital adequacy and efficiency; capital allocation methodology; regulatory capital interpretation; capital optimization; oversight on subsidiary capital management; coordinating regulatory advocacy; developing and reporting on the banks internal capital adequacy assessment process; supporting the analysis of corporate development opportunities; and forecasting and analyzing TDBG's consolidated regulatory capital requirements

This role contributes directly to the Bank's results by providing advice on the capital impacts of line of business and Bank initiatives, and recommends performance management practices which support efficient and effective capital usage.

Job Requirements

Qualifications / Skills / Experience:
Knowledge or experience in the following areas is considered necessary:

• Strong knowledge and understanding of financial services industry. Previous experience with regulatory rule interpretations or capital experience is considered an asset.
• Experience in Capital Management and/or Credit/Market risk Management, Treasury, and/or Analytics.
• An independent thinker with strong critical-thinking skills and the ability to solve complex issues.
• Ability to mobilize the organization and work across functions with various stakeholders to deliver results.
• Familiarity with financial reporting concepts, accounting standards, and risk management concepts and practices.
• Strong communication skills (verbal and written), with the ability to synthesis thoughts in a clear and concise manner.
• Ability to plan, manage and prioritize multiple responsibilities while meeting tight deadlines.
• Advanced analytical and problem solving skills, with the ability to work with large amounts of data and be forthcoming with solutions.
• Well-developed interpersonal, organizational, and negotiation skills.
• Strong skills with MS Office products, particularly Excel, Access and PowerPoint.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Sans Objet